| Principal: | ₹1,00,000 |
| Interest: | ₹5,499 |
| Amount Payable: | ₹1,05,499 |
| Monthly EMI: | ₹8,792 |
| Sr. | Month | Principal (A) | Interest (B) | EMI Amount (A + B) | Balance |
|---|---|---|---|---|---|
| 1 | January 2026 | ₹7,958 | ₹833 | ₹8,792 | ₹92,042 |
| 2 | February 2026 | ₹8,025 | ₹767 | ₹8,792 | ₹84,017 |
| 3 | March 2026 | ₹8,091 | ₹700 | ₹8,792 | ₹75,926 |
| 4 | April 2026 | ₹8,159 | ₹633 | ₹8,792 | ₹67,767 |
| 5 | May 2026 | ₹8,227 | ₹565 | ₹8,792 | ₹59,540 |
| 6 | June 2026 | ₹8,295 | ₹496 | ₹8,792 | ₹51,245 |
| 7 | July 2026 | ₹8,365 | ₹427 | ₹8,792 | ₹42,880 |
| 8 | August 2026 | ₹8,434 | ₹357 | ₹8,792 | ₹34,446 |
| 9 | September 2026 | ₹8,505 | ₹287 | ₹8,792 | ₹25,941 |
| 10 | October 2026 | ₹8,575 | ₹216 | ₹8,792 | ₹17,366 |
| 11 | November 2026 | ₹8,647 | ₹145 | ₹8,792 | ₹8,719 |
| 12 | December 2026 | ₹8,719 | ₹73 | ₹8,792 | ₹0 |
What is a Loan Repayment Schedule?
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