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P2P Lending

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Unlock the power of income-generating real estate with fractional ownership. Invest in premium properties with a low entry cost, enjoy passive rental income, and benefit from long-term appreciation—without the hassle of property management.

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Frequently Asked Questions

What is P2P Lending?

P2P stands for Peer to Peer lending. It enables individuals to obtain loans directly from other individuals without the involvement of any intermediary. It’s an alternate option for borrowing money other than Banks. P2P lending is regulated by the Reserve Bank of India.

Are there any restrictions on how much I can invest in P2P Lending?

Yes, across all peer to peer lending platforms regulated by the RBI you can invest a maximum of ₹50 lakhs. For investments above 10 lakhs a certificate from a CA is required to ascertain your net worth. Our investor services team will assist you with this certificate. Additionally, the maximum lending per borrower is restricted to ₹50,000 for risk mitigation purposes.

Do I need to pay tax on my earnings ?

Yes, all earnings are subject to taxation. Your interest earnings in P2P Lending will be considered as ‘other income’ in your annual returns and taxed as per your prevailing income bracket.