The doors of VC's are closed for those who aren't from IIT / Stanford.
Private Banks won't fund you if you are a small business without collateral.
Public Bank funds you can't access without oiling the system.
Digital Lending Apps are extremely costly; Optimised for small amounts of personal loans, and can get you in loan trap faster than you realise.
We had to find a way.
For ourselves .. For those around us.
It was strictly Personal...
We started with a simple ledger ... Recording Debit/Credit in a traditional Bahi Khata way ...
Slowly adding Daily Cash & Profitability (Padta) to it.
Eventually, figuring out how to fund both MSMEs and Startups via debt and equity retail capital.
And later, wholesale models of putting Local Capital to work along with Global Capital.
We are still not even 0.01% done yet...
The Foundation of an Credit System...
One that gives everyone a fighting chance....